It’s common for pet parents to fear that their furry friends have reached an age when an insurance policy won’t be worth much. The expense of pet insurance may seem excessive if your pet seems to be in good health.
It’s important to remember why people get pet insurance. An insurance policy may save you hundreds or thousands of dollars if your pet needs emergency treatment. Having pet insurance is always a good idea, but sometimes you may need it more than others, such as in the summer or winter, when weather extremes or summer-loving pests such as ticks and snakes might pose significant risks to your pet.
Top Rated Pet Insurance is best purchased the day you bring your new family member home, before any pre-existing conditions emerge because they won’t be covered by insurance.
According to a recent survey, pet health insurance is usually purchased within six months after acquiring a new dog or cat. As mentioned, pet health insurance does not cover pre-existing illnesses. This way, if your pet develops any disease after you’ve bought the insurance, the plan will cover it. Many higher level pet insurance plans cover dental problems too, so you won’t have to pay for those vet expenses alone.
Considering the best pet insurance early on is also a brilliant idea because threats to your pet’s health exist year-round. Even though your new puppy or kitten could be healthy when you first bring it home, it could develop seasonal allergies by springtime.
Dehydration in summer and hypothermia in winter are other risks, especially if you spend a lot of time outside. Insurance protects you financially if your pet becomes sick or injured. Pets can suffer from heatstroke, sometimes called overheating or heat exhaustion. There is a risk of heatstroke in pets when their body temperature goes over a typical range.
Dogs and cats have a relatively small number of sweat glands on their skin. Cooling occurs when dogs emit heat via panting and when they absorb cold from cool objects. Cats lick themselves to cool off, but they may also stretch out on chilly surfaces to cool off.
In all dog breeds, heavy panting is the most apparent sign of heatstroke. Vomiting, unsteadiness and drooling are further symptoms.
If you buy insurance for your pet while it is young, you will likely get better value over the policy’s life. In addition, you’ll be better protected financially if your pet develops a significant health problem.
With an affordable pet insurance plan that covers the vast majority of veterinarian bills with only a small excess, you’ll have peace of mind knowing that your pet is covered for any adversity.